/* TRUE COST FINANCIAL, v8. Black and white, red where to look, yellow for rank. */
@font-face{font-family:"Jost FF";src:url(fonts/jost-latin-wght-normal.woff2) format("woff2");font-weight:100 900;font-display:swap}
@font-face{font-family:"Geist Mono FF";src:url(fonts/geist-mono-latin-400-normal.woff2) format("woff2");font-weight:400;font-display:swap}
@font-face{font-family:"Geist Mono FF";src:url(fonts/geist-mono-latin-500-normal.woff2) format("woff2");font-weight:500;font-display:swap}

:root{
  --bg:#d2d2ce; --ink:#000; --paper:#e6e6e2; --line:#000; --hair:rgba(0,0,0,.28);
  --red:#c4241a; --red-text:#ad1d16; --yellow:#f2cf1d; --yellow-soft:#efe08a;
  --jo:"Jost FF","Jost","Futura","Century Gothic",system-ui,sans-serif;
  --mono:"Geist Mono FF","Geist Mono",ui-monospace,"Cascadia Mono",Menlo,Consolas,monospace;
}
*{box-sizing:border-box;margin:0}
html{background:var(--bg);color:var(--ink);-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:84px}
body{font:400 17px/1.55 var(--jo);min-height:100vh;overflow-x:hidden}
a{color:inherit;text-decoration:none}
a:hover{text-decoration:underline;text-underline-offset:4px;text-decoration-thickness:1px}
ul,ol{padding:0;list-style:none}
:focus-visible{outline:3px solid var(--red);outline-offset:3px}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}

/* paper grain: one static SVG noise tile (replaces the 2.5 MB shader) */
#texfb{position:fixed;inset:0;z-index:-1;pointer-events:none;opacity:.16;
  background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='300' height='300'><filter id='n'><feTurbulence type='fractalNoise' baseFrequency='.85' numOctaves='3' stitchTiles='stitch'/><feColorMatrix values='0 0 0 0 0  0 0 0 0 0  0 0 0 0 0  0 0 0 .55 0'/></filter><rect width='100%' height='100%' filter='url(%23n)'/></svg>")}

.mt{font:400 11px/1.5 var(--mono);letter-spacing:.05em;text-transform:uppercase}
.sheet{max-width:1120px;margin:0 auto;padding:0 clamp(16px,3vw,40px)}
div.sheet:last-of-type{padding-bottom:70px}

/* ---- header: top strip + wordmark ------------------------------------------ */
.topbar{background:#000;color:#e9e9e5}
.topbar-in{max-width:1120px;margin:0 auto;padding:9px clamp(16px,3vw,40px);display:flex;justify-content:space-between;gap:12px;font:500 11.5px/1.2 var(--mono);letter-spacing:.14em;text-transform:uppercase}
.topbar .sq{display:inline-block;width:8px;height:8px;background:var(--red);margin-right:10px}
.masthead{display:flex;justify-content:center;padding-top:clamp(20px,3vw,34px);padding-bottom:clamp(14px,2vw,22px)}
.brand{display:inline-block}.brand:hover{text-decoration:none}
.brand-t{display:inline-grid;gap:clamp(6px,.9vw,10px);--fin:clamp(30px,5.2vw,52px);--r:.67}
.brand-t>span{display:flex;justify-content:space-between;gap:.1em;text-transform:uppercase;font-weight:500;line-height:1}
.brand-t .fin{font-size:var(--fin)}
.brand-t .tc{font-size:calc(var(--fin)*var(--r))}
.brand-t i{font-style:normal}.brand-t i.sp{flex:0 0 .55em}

/* ---- nav: a contained grey bar; raised buttons that lift and go red on hover ---- */
.nav{position:sticky;top:0;z-index:30;padding:10px clamp(16px,3vw,40px) 0;pointer-events:none}
.nav ul{pointer-events:auto;max-width:1120px;margin:0 auto;display:flex;justify-content:center;gap:8px;padding:7px;background:#dededa;border:1px solid rgba(0,0,0,.55);box-shadow:0 2px 6px rgba(0,0,0,.16)}
.nav li{display:flex}
.nav a{display:flex;align-items:center;padding:10px clamp(10px,1.4vw,18px);font:500 12.5px/1 var(--jo);letter-spacing:.16em;text-transform:uppercase;background:#ececE8;border:1px solid rgba(0,0,0,.35);box-shadow:0 1px 2px rgba(0,0,0,.28);transition:transform .14s,box-shadow .14s,background-color .14s,color .14s,border-color .14s;white-space:nowrap}
.nav a:hover,.nav a:focus-visible{transform:translateY(-3px);box-shadow:0 8px 14px rgba(0,0,0,.32);background:var(--red);border-color:var(--red);color:#fff;text-decoration:none}
.nav a.go{color:var(--red-text);border-color:var(--red)}
.nav a.go:hover,.nav a.go:focus-visible{color:#fff}
.nav :focus-visible{outline:2px solid #000;outline-offset:3px}

/* ---- buttons ----------------------------------------------------------------------- */
.btn{display:inline-flex;align-items:center;justify-content:center;font:500 13px/1 var(--jo);letter-spacing:.2em;text-transform:uppercase;padding:18px 24px;border:1px solid #000;background:#000;color:#e9e9e5;cursor:pointer;transition:background-color .15s,color .15s}
.btn:hover{background:transparent;color:#000;text-decoration:none}
.btn.red{background:var(--red);border-color:var(--red);color:#fff}
.btn.red:hover{background:#000;border-color:#000;color:#fff}
.btn.ghost{background:transparent;color:#000}
.btn.ghost:hover{background:#000;color:#e9e9e5}

/* ---- hero: the question on the left, the answer on the right ---------------------- */
.hero{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(24px,4.4vw,60px);align-items:center;padding:clamp(34px,5vw,64px) 0 clamp(40px,5vw,64px)}
.overline{font:500 12.5px/1.4 var(--jo);letter-spacing:.28em;text-transform:uppercase;color:var(--red-text);margin-bottom:clamp(16px,2vw,24px)}
.overline::before{content:"";display:block;width:44px;height:3px;background:var(--red);margin:0 0 16px}
.h1{font:500 clamp(22px,2.7vw,36px)/1.35 var(--jo);letter-spacing:.1em;text-transform:uppercase}
.h1 span{display:block}
.h1 .em{color:var(--red-text);font-weight:600;font-size:1.55em;letter-spacing:.07em;line-height:1.2;margin-top:.1em}
.lead{max-width:44ch;margin-top:clamp(18px,2.4vw,26px);font-size:clamp(17px,1.5vw,19.5px);line-height:1.55}
.lead b{font-weight:600}
.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:clamp(22px,3vw,32px)}

/* ---- sample report ---------------------------------------------------------------- */
.report{background:var(--paper);border:1px solid #000;box-shadow:0 2px 3px rgba(0,0,0,.3),0 12px 24px rgba(0,0,0,.14)}
.report .form-head{border-width:0 0 1px;border-top:4px solid var(--red)}
.report table{width:100%;border-collapse:collapse;font-size:14px}
.report th,.report td{padding:11px 12px;text-align:right;border-bottom:1px solid var(--hair);white-space:nowrap}
.report thead th{font:500 10px/1.2 var(--mono);letter-spacing:.12em;text-transform:uppercase;border-bottom:1px solid #000}
.report th[scope=row],.report thead th:first-child{text-align:left;font-weight:500;white-space:normal}
.report td{font:400 13px/1.2 var(--mono)}
.report .mg{font-weight:500}
.report .low{background:rgba(242,207,29,.55)}
.report .neg{color:var(--red-text);font-weight:600}
.report .neg .stamp{margin-left:6px;font-size:9px;padding:3px 5px}
.report .un th,.report .un td{border-bottom:0;color:var(--red-text);font-weight:600;background:repeating-linear-gradient(135deg,transparent 0 6px,rgba(196,36,26,.1) 6px 7px)}
.report figcaption{padding:10px 12px 12px;border-top:1px solid #000;opacity:.85}

/* ---- how it works ------------------------------------------------------------------ */
.tc-sec{padding:clamp(34px,5vw,64px) 0 clamp(30px,4vw,52px);border-top:1px solid #000}
.tc-h{font:500 clamp(24px,3.2vw,38px)/1.15 var(--jo);letter-spacing:.14em;text-transform:uppercase;text-align:center;margin:0 auto 18px}
.tc-intro{max-width:52ch;margin:0 auto clamp(28px,4vw,44px);text-align:center;font-size:clamp(17px,1.6vw,20px);line-height:1.5}
.flow{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:0 clamp(16px,2.4vw,32px);border-block:1px solid #000}
.flow li{padding:20px 0 24px}
.flow .n{display:block;font:500 26px/1 var(--jo);color:var(--red-text);letter-spacing:.05em;margin-bottom:12px}
.flow h3{font:500 16px/1.3 var(--jo);letter-spacing:.1em;text-transform:uppercase;margin-bottom:6px}
.flow p{font-size:15.5px;max-width:46ch}
.under{max-width:60ch;margin:clamp(24px,3vw,34px) auto 0;text-align:center;font-size:16px}
.under .mt{display:block;color:var(--red-text);margin-bottom:6px;letter-spacing:.14em}

/* ---- section shells ------------------------------------------------------------------ */
.fees,.file,.about,.begin,.questions{padding:clamp(30px,4.6vw,56px) 0;border-top:1px solid #000}
.chart-title{font:500 clamp(13px,1.5vw,16px)/1.4 var(--jo);letter-spacing:.3em;text-transform:uppercase;text-align:center;margin-bottom:clamp(18px,2.6vw,28px)}
.h2{font:500 clamp(20px,2.4vw,28px)/1.35 var(--jo);letter-spacing:.14em;text-transform:uppercase;margin-bottom:16px}
.stamp{display:inline-block;font:500 10px/1 var(--mono);font-style:normal;letter-spacing:.14em;text-transform:uppercase;padding:4px 7px;border:1px solid var(--red);background:var(--red);color:#fff;transform:rotate(-2deg)}
.stamp.o{background:transparent;color:inherit;border-color:currentColor}

/* dotted leader lists */
.leaders li{display:flex;align-items:baseline;gap:.7em;padding:9px 0;font-size:16px;line-height:1.35}
.leaders li>i{flex:1;min-width:20px;border-bottom:1px dotted currentColor;opacity:.55;transform:translateY(-4px)}
.leaders li>span:last-child{font:500 11px/1.3 var(--mono);letter-spacing:.1em;text-transform:uppercase;white-space:nowrap}

/* ---- fees: the higher the tier, the finer the card ------------------------------------------------------ */
.fees-note{text-align:center;max-width:52ch;margin:-8px auto 34px;font-size:15.5px}
.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(14px,2vw,26px);align-items:stretch;padding-top:18px}
.qsl{position:relative;display:flex;flex-direction:column;gap:18px;padding:24px 24px 20px}
.qsl-top{display:flex;flex-direction:column;gap:10px}
.qsl-id{font:500 clamp(34px,4vw,50px)/.9 var(--jo);letter-spacing:.18em}
.typed{display:grid;gap:9px}
.typed li{position:relative;padding-left:18px;font-size:15px;line-height:1.35}
.typed li::before{content:"";position:absolute;left:0;top:.5em;width:7px;height:7px;border:1px solid currentColor}
.qsl-foot{display:flex;flex-wrap:wrap;align-items:flex-end;justify-content:space-between;gap:10px;margin-top:auto;padding-top:12px;border-top:1px solid rgba(0,0,0,.4)}
.price{white-space:nowrap;font:500 16px/1.1 var(--jo);letter-spacing:.1em;text-transform:uppercase}
.price em{font-style:normal;font-size:1.5em}
.fees-add{text-align:center;margin-top:30px;opacity:.88}
.qsl[data-card="1"]{background:var(--paper);border:1px solid #000}
.qsl[data-card="2"]{background:var(--yellow);border:1px solid #000;box-shadow:0 2px 3px rgba(0,0,0,.35),0 10px 20px rgba(0,0,0,.2);transform:translateY(-8px)}
.qsl[data-card="2"] .qsl-id{color:#a8140d}
.qsl[data-card="3"]{background:#0b0b0a;color:#f1f0e8;border:1px solid #000;outline:1px solid var(--yellow);outline-offset:-8px;padding:32px 30px 26px;transform:translateY(-18px);box-shadow:0 3px 5px rgba(0,0,0,.4),0 18px 36px rgba(0,0,0,.35)}
.qsl[data-card="3"] .qsl-id{color:var(--yellow)}
.qsl[data-card="3"] .qsl-addr{color:#f1f0e8}
.qsl[data-card="3"] .qsl-foot{border-top-color:rgba(242,207,29,.55)}
.qsl[data-card="3"] .price em{color:var(--yellow)}
.qsl[data-card="3"] .stamp{border-color:var(--red)}

/* ---- monthly file ---------------------------------------------------------------- */
.file .leaders{max-width:820px;margin:0 auto}

/* ---- about ---------------------------------------------------------------------------- */
.about{display:grid;grid-template-columns:minmax(0,300px) minmax(0,1fr);gap:clamp(24px,4.4vw,64px);align-items:center}
.photo-fig{width:100%}
.photo{aspect-ratio:4/5;display:grid;place-items:center;background:var(--paper) repeating-linear-gradient(135deg,transparent 0 10px,rgba(0,0,0,.06) 10px 11px);border:1px dashed #000;box-shadow:6px 6px 0 rgba(0,0,0,.85)}
.photo .mt{background:var(--paper);padding:6px 10px;border:1px solid #000}
.photo-fig figcaption{margin-top:14px;text-align:center}
.about-body{max-width:58ch}
.about-body p{margin-bottom:14px}
.facts{margin-top:18px;border-top:1px solid #000}
.facts li{border-bottom:1px solid var(--hair)}
.facts li>span:first-child{font:500 11px/1.3 var(--mono);letter-spacing:.1em;text-transform:uppercase}

/* ---- begin / questions ------------------------------------------------------------------------------------------- */
.steps{max-width:820px;margin:0 auto}
.qa{max-width:820px;margin:0 auto}
.qa details{border-bottom:1px solid var(--hair)}
.qa summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:20px;padding:18px 0;font:500 clamp(17px,1.6vw,20px)/1.3 var(--jo);letter-spacing:.04em}
.qa summary::-webkit-details-marker{display:none}
.qa summary::after{content:"+";font:400 22px/1 var(--mono);flex:none;color:var(--red-text)}
.qa details[open] summary::after{content:"\2212"}
.qa summary:hover{color:var(--red-text)}
.qa p{padding:0 0 20px;max-width:58ch}

/* ---- request form ---------------------------------------------------------------------------------------------------- */
.request{padding:clamp(30px,4.6vw,56px) 0 0;border-top:1px solid #000}
.form-head{display:flex;flex-wrap:wrap;justify-content:space-between;gap:6px 18px;padding:10px 14px;border:1px solid #000;border-top:4px solid var(--red);font:500 11.5px/1.3 var(--jo);letter-spacing:.14em;text-transform:uppercase}
.form{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));border-left:1px solid #000}
.tb-l{font:500 10px/1 var(--mono);letter-spacing:.14em;text-transform:uppercase}
.fb{display:flex;flex-direction:column;gap:4px;padding:9px 14px 11px;border-right:1px solid #000;border-bottom:1px solid #000;cursor:text}
.fb input,.fb select{font:500 18px/1.3 var(--jo);color:#000;background:transparent;border:0;border-radius:0;padding:4px 0 2px;width:100%;outline:0;appearance:none;-webkit-appearance:none}
.fb select{cursor:pointer;background-image:linear-gradient(45deg,transparent 50%,currentColor 50%),linear-gradient(135deg,currentColor 50%,transparent 50%);background-position:calc(100% - 9px) 55%,calc(100% - 4px) 55%;background-size:5px 5px;background-repeat:no-repeat;padding-right:22px}
.fb select:invalid,.fb select option[value=""]{color:rgba(0,0,0,.5)}
.fb select option{color:#000;background:#fff}
.fb:focus-within{outline:3px solid var(--red);outline-offset:-3px}
.fb.submit{grid-column:1/-1;flex-direction:row;align-items:center;flex-wrap:wrap;gap:12px 20px;padding:16px 14px;cursor:default}
.fb.submit p{opacity:.8}

/* ---- footer ----------------------------------------------------------------------------------------------------------------- */
.foot{text-align:center;padding:clamp(40px,6vw,72px) 0 0;display:grid;gap:4px;justify-items:center}
.plate{width:100%;max-width:360px;margin:0 auto 26px}
.plate svg{display:block;width:100%;height:auto;overflow:visible}
.plate figcaption{text-align:center;margin-top:8px}
#tx .shadow{fill:#000;opacity:.9}
#tx .state{fill:var(--paper);stroke:#000;stroke-width:2.6;stroke-linejoin:round}
#tx .area{fill:var(--yellow);fill-opacity:.9;stroke:#000;stroke-width:1.4;stroke-dasharray:5 4}
#tx .lead polyline{fill:none;stroke:var(--red);stroke-width:3}
#tx .lead .dot{fill:var(--red)}
#tx .lab{font:600 44px/1 var(--jo);letter-spacing:.12em;fill:var(--red-text)}
#tx .sub{font:500 22px/1 var(--mono);letter-spacing:.04em;fill:#000}
#tx .ring{fill:none;stroke:var(--red);stroke-width:2;transform-box:fill-box;transform-origin:center;animation:ping 2.4s ease-out infinite}
@keyframes ping{0%{transform:scale(.55);opacity:1}100%{transform:scale(1.9);opacity:0}}
.foot-name{font:500 14px/1.4 var(--jo);letter-spacing:.34em;text-transform:uppercase;margin-bottom:6px}
.foot-links{display:flex;flex-wrap:wrap;gap:6px 26px;justify-content:center;margin-top:16px}
.foot-fine{margin-top:18px;opacity:.75}

/* ---- responsive --------------------------------------------------------------------------------------------------------------- */
@media (max-width:1000px){
  .nav a{letter-spacing:.12em;font-size:12px}
}
@media (max-width:900px){
  .hero{grid-template-columns:minmax(0,1fr);text-align:center}
  .hero-txt{max-width:620px;margin:0 auto}
  .overline::before{margin:0 auto 16px}
  .lead{margin-inline:auto}
  .actions{justify-content:center}
  .flow{grid-template-columns:repeat(2,minmax(0,1fr))}
  .flow li:nth-child(n+3){border-top:1px solid var(--hair)}
  .cards{grid-template-columns:minmax(0,1fr);gap:22px;padding-top:0}
  .qsl[data-card="2"],.qsl[data-card="3"]{transform:none}
  .form{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media (max-width:720px){
  /* on phones the bar is one sticky button: the page is a single scroll */
  .nav{padding-top:8px}
  .nav ul{padding:6px}
  .nav li{display:none}
  .nav li.go-li{display:flex;flex:1}
  .nav a.go{flex:1;justify-content:center;padding:13px 12px;font-size:12.5px;letter-spacing:.16em;background:var(--red);border-color:var(--red);color:#fff}
  .topbar-in{font-size:10.5px;letter-spacing:.08em}
  .about{grid-template-columns:minmax(0,1fr)}
  .photo-fig{max-width:260px;margin:0 auto}
  .about-body{margin:0 auto}
  .report th,.report td{padding:10px 7px;font-size:12px}
  .report td{font-size:11.5px}
}
@media (max-width:640px){
  .flow{grid-template-columns:minmax(0,1fr)}
  .flow li{display:grid;grid-template-columns:40px 1fr;gap:12px}
  .flow li:nth-child(n+2){border-top:1px solid var(--hair)}
  .flow .n{margin-bottom:0}
  .form{grid-template-columns:minmax(0,1fr)}
  .leaders li{flex-wrap:wrap;gap:2px .7em}
  .leaders li>i{display:none}
  .leaders li>span:last-child{flex-basis:100%}
  .facts li{flex-wrap:nowrap}
  .facts li>i{display:block}
  .facts li>span:last-child{flex-basis:auto}
  .actions .btn{width:100%}
}

/* ---- fees v9: two plans, fee schedule, add-on, setup ---------------------------------- */
.cards.two{grid-template-columns:repeat(2,minmax(0,1fr));max-width:940px;margin:0 auto}
.cards.two .qsl[data-card="3"]{transform:translateY(-10px)}
.qsl-id.word{font-size:clamp(28px,3.2vw,40px);letter-spacing:.16em;text-transform:uppercase}
.fees-grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,1fr);gap:clamp(16px,2.4vw,28px);max-width:940px;margin:clamp(34px,4.4vw,52px) auto 0;align-items:start}
.bands{background:var(--paper);border:1px solid #000;box-shadow:0 2px 3px rgba(0,0,0,.25)}
.bands .form-head{border-width:0 0 1px;border-top:4px solid var(--red)}
.bands table{width:100%;border-collapse:collapse}
.bands th,.bands td{padding:13px 14px;text-align:right;border-bottom:1px solid var(--hair);white-space:nowrap}
.bands thead th{font:500 10px/1.2 var(--mono);letter-spacing:.12em;text-transform:uppercase;border-bottom:1px solid #000}
.bands th[scope=row],.bands thead th:first-child{text-align:left;font:500 15px/1.2 var(--jo)}
.bands thead th:first-child{font:500 10px/1.2 var(--mono)}
.bands td{font:500 14px/1.2 var(--mono)}
.bands tbody tr:last-child th,.bands tbody tr:last-child td{border-bottom:0}
.bands figcaption{padding:11px 14px 13px;border-top:1px solid #000;opacity:.85}
.side{display:grid;gap:clamp(14px,2vw,20px)}
.addon,.onboard{padding:20px 22px 22px;border:1px solid #000}
.addon{background:var(--yellow);box-shadow:0 2px 3px rgba(0,0,0,.35),0 10px 20px rgba(0,0,0,.18)}
.onboard{background:var(--paper)}
.addon-k{color:var(--red-text);margin-bottom:6px;letter-spacing:.12em}
.addon h3,.onboard h3{font:500 18px/1.25 var(--jo);letter-spacing:.12em;text-transform:uppercase;margin-bottom:8px}
.addon p,.onboard p{font-size:15.5px;line-height:1.45}
.addon .price{margin-top:12px}
.onboard .typed{margin-top:12px}
@media (max-width:900px){
  .cards.two,.fees-grid{grid-template-columns:minmax(0,1fr)}
  .cards.two .qsl[data-card="3"]{transform:none}
}

/* ---- fees v10: bills-a-week selector drives both plan prices ---------------------------- */
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.vol{border:0;padding:0;max-width:940px;margin:0 auto clamp(26px,3.4vw,40px)}
.vol-k{display:block;width:100%;text-align:center;font:500 13px/1.3 var(--jo);letter-spacing:.2em;text-transform:uppercase;margin-bottom:12px}
.vol-bar{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));border:1px solid #000;background:var(--paper);box-shadow:0 2px 3px rgba(0,0,0,.25)}
.vol-bar label{position:relative;display:flex;cursor:pointer}
.vol-bar label+label{border-left:1px solid #000}
.vol-bar input{position:absolute;opacity:0;width:1px;height:1px}
.vol-bar span{flex:1;display:flex;flex-direction:column;align-items:center;gap:4px;padding:14px 8px 12px;border-top:4px solid transparent;transition:background-color .14s,color .14s}
.vol-bar b{font:500 clamp(18px,2.2vw,24px)/1 var(--jo);letter-spacing:.08em}
.vol-bar small{font:500 10px/1.2 var(--mono);letter-spacing:.12em;text-transform:uppercase;opacity:.75}
.vol-bar label:hover span{background:var(--yellow-soft)}
.vol-bar input:checked+span{background:#0b0b0a;color:#f1f0e8;border-top-color:var(--red)}
.vol-bar input:checked+span b{color:var(--yellow)}
.vol-bar input:focus-visible+span{outline:3px solid var(--red);outline-offset:-3px}
.vol-hint{text-align:center;margin-top:10px;opacity:.8}
.typed li.vb{font-weight:600}
.qsl[data-card="3"] .typed li.vb{color:var(--yellow)}
.bands tbody tr{cursor:pointer}
.bands tbody tr.on th,.bands tbody tr.on td{background:var(--yellow)}
.bands tbody tr.on th{box-shadow:inset 4px 0 0 var(--red)}
.bands tbody tr:not(.on):hover th,.bands tbody tr:not(.on):hover td{background:rgba(242,207,29,.3)}
@media (max-width:640px){
  .vol-bar{grid-template-columns:repeat(2,minmax(0,1fr))}
  .vol-bar label:nth-child(3){border-left:0}
  .vol-bar label:nth-child(n+3){border-top:1px solid #000}
  .bands th,.bands td{padding:11px 6px;font-size:12.5px}
  .bands th[scope=row]{font-size:14px;white-space:normal}
  .bands .lg{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
}
.bands .sm{display:none}
@media (max-width:640px){.bands .sm{display:inline}}

/* ---- fees v11: no fee table; add-on and setup side by side; fine print under the bar ---- */
.extras{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(14px,2vw,26px);max-width:940px;margin:clamp(34px,4.4vw,52px) auto 0;align-items:start}
.vol-fine{text-align:center;max-width:62ch;margin:8px auto 0;font-size:14px;line-height:1.45;opacity:.85}
.close-amt{margin-top:6px;opacity:.85}
@media (max-width:900px){.extras{grid-template-columns:minmax(0,1fr)}}

/* ---- fees v12: same two-line spec on both cards; 72-hour pitch; setup under How we begin ---- */
.spec{display:grid;border-top:1px solid currentColor;border-bottom:1px solid currentColor}
.spec>div{display:flex;justify-content:space-between;align-items:baseline;gap:12px;padding:9px 0}
.spec>div+div{border-top:1px dotted currentColor}
.spec dt{font:500 11px/1.3 var(--mono);letter-spacing:.1em;text-transform:uppercase;opacity:.85}
.spec dd{margin:0;font:500 15px/1.2 var(--jo);letter-spacing:.12em;text-transform:uppercase;white-space:nowrap}
.spec .hl{margin:0 -10px;padding:10px;background:var(--yellow);color:#000}
.spec .hl dt{opacity:1}
.spec .hl dd{font-size:19px;font-weight:600;color:#000}
.qsl[data-card="3"] .spec{border-color:rgba(242,207,29,.55)}
.typed li.plus{margin-left:18px;font-size:14.5px}
.priority{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(0,1fr);gap:clamp(16px,3vw,36px);align-items:center;max-width:940px;margin:clamp(34px,4.4vw,52px) auto 0;padding:24px 26px;background:var(--yellow);border:1px solid #000;box-shadow:0 2px 3px rgba(0,0,0,.35),0 10px 20px rgba(0,0,0,.18)}
.priority h3{font:500 clamp(18px,2vw,22px)/1.25 var(--jo);letter-spacing:.1em;text-transform:uppercase;margin-bottom:8px}
.priority p{font-size:15.5px;line-height:1.45}
.pri-price{display:grid;grid-template-columns:1fr 1fr;border:1px solid #000;background:var(--paper)}
.pri-price>div{display:flex;flex-direction:column;gap:8px;padding:14px 16px}
.pri-price>div+div{border-left:1px solid #000}
.pri-price .price{white-space:nowrap}
.pri-price .price small{display:block;margin-top:4px;letter-spacing:.12em}
.begin .onboard{max-width:820px;margin:clamp(26px,3.4vw,40px) auto 0}
@media (max-width:900px){.priority{grid-template-columns:minmax(0,1fr)}}

/* ---- v13: monthly file as a two-plan chart ---- */
.filetab{max-width:820px;margin:0 auto;background:var(--paper);border:1px solid #000;border-top:4px solid var(--red);box-shadow:0 2px 3px rgba(0,0,0,.25)}
.filetab table{width:100%;border-collapse:collapse}
.filetab th,.filetab td{padding:12px 14px;border-bottom:1px solid var(--hair);text-align:center;vertical-align:middle}
.filetab thead th{font:500 10.5px/1.2 var(--mono);letter-spacing:.12em;text-transform:uppercase;border-bottom:1px solid #000;white-space:nowrap}
.filetab thead th:first-child,.filetab th[scope=row]{text-align:left}
.filetab th[scope=row]{font:400 16px/1.35 var(--jo)}
.filetab td{font:500 11px/1.2 var(--mono);letter-spacing:.1em;text-transform:uppercase;white-space:nowrap;width:9.5em}
.filetab td+td{border-left:1px solid var(--hair)}
.filetab thead th+th{border-left:1px solid var(--hair)}
.filetab td.hl{background:var(--yellow);font-weight:600;color:#000}
.filetab tbody tr:last-child>*{border-bottom:0}
@media (max-width:640px){
  .filetab th,.filetab td{padding:10px 7px}
  .filetab th[scope=row]{font-size:14px}
  .filetab td{width:auto;white-space:normal;font-size:10px}
}
.filetab td{border-left:1px solid var(--hair)}

/* ---- v14 phone pass: thumb-reach CTA bar at the bottom, smaller photo and map, full-width submit ---- */
@media (max-width:720px){
  html{scroll-padding-top:16px}
  body{padding-bottom:76px}
  .nav{position:fixed;top:auto;bottom:0;left:0;right:0;padding:8px 12px calc(8px + env(safe-area-inset-bottom));transition:transform .2s ease,opacity .2s ease}
  .nav ul{box-shadow:0 -2px 10px rgba(0,0,0,.18)}
  .nav.cta-off{transform:translateY(110%);opacity:0}
  .nav.cta-off ul{pointer-events:none}
  .photo-fig{max-width:180px}
  .photo{box-shadow:4px 4px 0 rgba(0,0,0,.85)}
  .fb.submit .btn{width:100%}
  .fb.submit p{width:100%;text-align:center}
}

/* ---- v15: quieter top of page; phones show one plan at a time; sample report drops Contract on phones ---- */
.overline{color:#000}
.btn.soft{background:#ececE8;border-color:var(--red);color:var(--red-text);box-shadow:0 1px 2px rgba(0,0,0,.2)}
.btn.soft:hover{background:var(--red);border-color:var(--red);color:#fff}
.vol-bar.plan-tog,.plan-k{display:none}
@media (max-width:720px){
  .nav a.go{background:#ececE8;border-color:var(--red);color:var(--red-text)}
  .nav a.go:hover,.nav a.go:focus-visible{background:var(--red);color:#fff}
  .vol-bar.plan-tog{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));margin-bottom:14px}
  .plan-tog small{font-size:11px;opacity:.9}
  .plan-k{display:block;text-align:center;margin:4px 0 8px;opacity:.8}
  #plans[data-show="monthly"] .qsl[data-card="3"],
  #plans[data-show="weekly"] .qsl[data-card="1"]{display:none}
  #plans{padding-top:0}
  .report tr>*:nth-child(2){display:none}
  .report th,.report td{padding:10px 10px}
}

/* ---- v16 ---- */
/* crisper outlined CTA: heavier letters, hard edge instead of a blurred shadow */
.btn.soft,.nav a.go{font-weight:600;box-shadow:0 2px 0 rgba(0,0,0,.18)}
.nav a.go:hover,.nav a.go:focus-visible{box-shadow:0 8px 14px rgba(0,0,0,.32)}

/* plan switch: both cards share one grid cell and the same height, so switching never changes the page length */
@media (max-width:720px){
  #plans{overflow-anchor:none;display:grid;grid-template-columns:minmax(0,1fr)}
  #plans .qsl{grid-area:1/1}
  #plans[data-show="monthly"] .qsl[data-card="3"],
  #plans[data-show="weekly"] .qsl[data-card="1"]{display:flex;visibility:hidden}
}
.vol-bar input{inset:0;width:100%;height:100%;margin:0;cursor:pointer}

/* How we begin: a numbered timeline instead of dotted leaders */
.steps{counter-reset:st;border-top:1px solid #000}
.steps li{display:grid;grid-template-columns:52px minmax(0,1fr) auto;grid-template-areas:"n t d";align-items:center;gap:0 16px;padding:16px 0;border-bottom:1px solid var(--hair)}
.steps li::before{counter-increment:st;content:counter(st);grid-area:n;width:40px;height:40px;display:grid;place-items:center;border:1px solid #000;background:var(--paper);font:500 18px/1 var(--jo);color:var(--red-text)}
.steps li>span:first-child{grid-area:t;font-size:16.5px;line-height:1.4}
.steps li>i{display:none}
.steps li>span:last-child{grid-area:d;justify-self:end;font:500 11px/1.2 var(--mono);letter-spacing:.1em;text-transform:uppercase;white-space:nowrap;padding:6px 9px;border:1px solid #000;background:var(--paper)}
@media (max-width:640px){
  .steps li{grid-template-columns:40px minmax(0,1fr);grid-template-areas:"n d" "n t";align-items:start;gap:8px 14px;padding:16px 0;flex-wrap:nowrap}
  .steps li::before{width:34px;height:34px;font-size:16px}
  .steps li>span:last-child{justify-self:start;flex-basis:auto;padding:4px 7px;font-size:10px}
  .steps li>span:first-child{font-size:16px}
}